Leadership

MEET OUR DEDICATED LEADERSHIP TEAM

Samanda Morales

Samanda Morales

CO-FOUNDER & CHIEF EXECUTIVE OFFICER

Samanda Morales is the Chief Executive Officer of Ahora Inc., a not-for-profit organization that empowers individuals and families in their journey toward self-reliance & wealth generation. A financial services leader, Samanda has worked in finance for over 25 years. She worked at Bank of New York Mellon’s Global Institutional Accounting & Risk Solutions department for over 19 years where she partnered with executives across the company to devise and implement operational improvements that optimized value. Prior to her tenure at Bank of New York Mellon, Samanda worked at State Street Corporation in the Mutual Fund’s custody department. She managed a team of account controllers responsible for the custody and accounting valuation of institutional clients.

Samanda also possesses extensive experience in the non-profit finance arena. She has served as treasurer for several not-for-profit organizations in Massachusetts, including El Jolgorio de Massachusetts, Inc., Bethany Congregational Church, as well as the Friends of the Lynnfield Library. Moreover, Samanda supported non-profit organizations and small businesses as a financial adviser, financial literacy instructor and consultant.

Samanda earned her Business Administration degree from Salem State College and is a Certified Personal Finance Consultant. She is a candidate for the MBA at the D’Amore-McKim School of Business at Northeastern University and is a member of the CFP board. Finally, Samanda holds a certificate of Entrepreneurship Essentials from Harvard Online Business School. An avid reader, she enjoys spending time with her husband and her two sons and traveling to her birthplace in the Dominican Republic.

National Financial Educators' Council Certified Personal Finance Consultant and Certified Financial Education Instructor; AFCPE Member

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Yasmin Cavallo

Yasmin Cavallo

FINANCIAL COACH AND PERSONAL COUNSELOR

Yasmin Cavallo has over 25 years of experience in financial services. She has worked at BNY Mellon Global Institutional Accounting & Risk Solutions Department for over 15 years serving as a project manager within the Private Investment Accounting and Administrative Services Team. Yasmin has held many different positions at BNYMellon such as Unit Manager of a team of 20 in the Global Institutional Accounting Department. Yasmin has experience with the development and implementation of procedures establishing and maintaining relationships with clients, investment managers, record-keepers, and auditors. Yasmin and her team managed both daily and monthly valued funds including limited partnerships, hedge funds, endowments, offshore funds, corporate defined contribution, and defined benefit plans. Yasmin has previously worked as a Branch Manager Officer at the Seaport Credit Union in Salem Massachusetts where she oversaw 10 employees and over $1,000,000 in transactions. At the Credit Union she was focused on membership growth, customer service improvement, and established strong relationships within the Salem Community. Prior to joining the Credit Union, Yasmin worked at State Street Corporation as an Account Manager in the Mutual Fund Custody/Accounting Department. Yasmin has served and volunteered at the Small Business Administration office and in many initiatives such as ESL teacher, taught introduction to computers, financial literacy teacher, mentored and assisted with resume building and job interview preparation for first time job applicants.

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Eric Rivas​

Eric Rivas​

FINANCIAL COACH AND YOUTH OUTREACH DIRECTOR

Eric S. Rivas has over 10 years in banking. He is passionate about giving back to his community and about empowering others to succeed. Eric currently serves as the Director of Operations at the Berkshire Partners Boys and Girls Club in Boston where he is responsible for daily operations and community development. During his tenure in the banking industry, Eric managed operations and advocated for the financial needs of his clients and provided them with strong financial support to reach their goals. Eric has served as a Banker, an Assistant Branch Manager, Assistant Vice President Branch Manager.

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Carmen Mejia

Carmen Mejia

FINANCIAL COACH AND CLIENT SERVICE REPRESENTATIVE

Carmen Mejia has 30 years of experience in financial services. She is a problem solver with robust experience in data analysis, project management and client service. Carmen has extensive knowledge and experience guiding clients to resolve complex problems. She has worked as a performance analyst and financial service analyst at State Street Bank, a Fortune 500 company. At State Street, she collaborated with analysts to ensure the readiness and accuracy of client’s portfolios, she led a reconciliation team that was responsible for reconciling the benchmark reports and State Street book of records. Carmen has also worked in the client service department at State Street where she supported institutional clients and investment manager clients. Carmen is originally from Puerto Rico. During her free time, she volunteers to guide families through the college application process and leads a women’s group where she provides counseling and life advice.

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Board of Directors

David Morales

  • General Manager of UniCare-Anthem, a health benefits company in Massachusetts.
  • Innovative health care executive and non-profit leader
  • Former Commissioner of Health Care Finance & Policy in Massachusetts

Juan Bonilla

  • Deputy Director, Lawrence CommunityWorks, nationally renowned Community Development Corporation in Lawrence, MA.
  • Over 20 years of experience in management, personal finance, housing and economic empowerment and non-profit administration.

Dexie Garcia

  • Senior Client Service Associate, JP Morgan.
  • Over 20 years of experience in financial services.
  • Held various roles at State Street Bank rangine from Operations to Client Service.
  • Board member of Governor Baker’s Latino Advisory Commission.

Nhung Mia Lam

  • 17 years of experience in finance services and real estate development.
  • Executive at Escazú Development, a commercial real estate and development company.
  • Held investment analyst roles at Wellington Management Company.
  • Worked as an analyst at Bank of New York Mellon

Evan Dube, Esq.

  • Senior executive, SuRun.
  • Over 15 years of experience in development and government affairs.
  • Former deputy director at Mass Clean Energy Center.
  • 25 years of government and corporate experience.

Steven Panagiotakos, Esq.

  • Strategic Consultant.
  • Over 30 years of experience in law and government.
  • Former Massachusetts Senator.

Joseph Adu

  • Director of IT and Security at PathAI, a Boston-based digital pathology startup that uses machine learning to better understand diseases, like cancer, and how to treat them.
  • Years of experience leading Information Technology teams in reputable organizations such as Care.com, Fay School, and Year Up.
  • Helped scale Care.com to support the rapid growth towards IPO and through several acquisitions.
  • Served as a consultant at IBM Consulting, where he participated in large-scale technology engagements.

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